New tool: how heavy is your rent or mortgage?

New tool: enter your household income and housing costs and see whether you exceed the 40% threshold Eurostat uses

"How heavy is the rent?" works out what share of monthly net income goes on housing: rent or mortgage instalment, plus common charges and bills if you wish. Above 40%, Eurostat says a household is "overburdened" by housing costs.

The tool also shows where Greece stands. In 2025, 26.4% of people in Greece lived in a household above that threshold, against 7.6% in the EU. Among tenants at market rent the share was 26.0% (EU: 18.5%) and among owners without a mortgage 26.2% (EU: 3.7%).

The calculation is indicative: Eurostat deducts housing allowances from income and counts all housing costs, such as maintenance and bills. The tool runs only in your browser and sends nothing anywhere. Find it at tools.statistikosatlantas.com (in Greek).

Sources: Eurostat.

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